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GFC: Are we ready for the next one?

Guy Debelle Deputy Governor Reserve Bank of Australia GPO Box 3947 Sydney NSW 2001 Australia Dear Mr Debelle, I refer to your speech of 6 December 2018 titled, “Lessons and Questions from the GFC”, Address to the Australian Business Economists Annual Dinner in Sydney....

How much of a deposit do you need to buy a house?

Table of Contents How much of a deposit do you need to buy a house? How do I calculate a percentage? If the asking price for a property is $500,000 and you have $50,000 in cash available for a deposit. Do you have a 10% deposit? How much of a deposit do you need for a...

Let’s talk about our spending

Does your partner know the full extent of your spending?New research shows that 41 per cent of men and 43 per cent of women lie about their spending to their loved ones.You can understate the cost of a handbag purchase to your husband. He can understate his car...

Royal Commission interim report

Submitted to the Royal Commission on 9 October 2018Dear Mr Hayne, Let’s start with the example of Robert Regan from the article published in the Financial Review on 7 October 2018 titled, “Bank bonuses in firing line as CEOs ready for committee...

Mortgage broker trail commission arguments

A response to the consultation paper released by NSW Minister for Innovation and Better Regulation Matthew Kean 4 August 2018 The Hon. Matthew Kean MP, The purpose of this letter is to respond to your consultation paper, titled “Easy and Transparent Trading...